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MANCHESTER — Bennington County Habitat for Humanity is seeking a buyer for a three-bedroom house currently under construction on Peggy's Way in Manchester Center. Applications are being accepted now.

Bennington County Habitat partners with people who earn between 30 percent and 80 percent of the area median income. Applicants must have a need for housing, the willingness to partner with Habitat, and the ability to pay an affordable monthly mortgage and escrow payment.

If your housing is unsafe, overcrowded or inadequate in basic ways, Habitat advises that you might fit the need requirement. Applicants also must have a history of good financial management and be unable to obtain a traditional mortgage. They must currently live or work in Bennington County and have done so for the 12 months immediately prior to the application. Habitat also will run a background check (credit, criminal and sex offender registry).

Qualified applicants will be able to pay a 30-year interest-free mortgage. Since Habitat homes are built by volunteers and sold at cost, a homebuyer's monthly housing payment (mortgage, taxes and property insurance) is frequently less than what applicants pay in rent.

All of the adults in the household must put in 200 hours of "sweat equity" in their new home, working alongside Habitat volunteers.

To learn more about the Habitat homeownership program or submit an application, call the Habitat office at 802-367-1000.


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